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Life Stages - Useful Links

Our priorities and goals can change as we go through life, as can our circumstances.

If you're making a commitment by moving in with a partner you may wish to consider budgets and spending plans. Whereas once you're approaching retirement or in retirement then it could be a good time to check pension arrangements and look at savings and investments.

Use our Life Stages Useful Links for whatever stage you're at in life to guide you in the right direction. Advice is then clearly needed to assist you in meeting your goals and this is where we can help.

Budget Planner

Budget Tool

Where does all your money go each month? Use the budget planner to manage your finances.

Pension Calculator

Working out your Pension.

Saving and Investing

Planning your saving and investing, popular savings and investments at a glance and how to make the most of what you have.

Money Tips on starting a family

All things money-related - from bump to birth and beyond.

Guide to claiming benefits

Benefits you're entitled to when having a baby

Working out which benefits you qualify for and how to claim can often be complicated.

Advice on protecting your family or dependents

Life insurance, critical illness, private medical cover and dental insurance - do you need them and how to get the best policy.

Power of attorney

Lasting power of attorney

A lasting power of attorney is a legal document that lets you (the 'donor') appoint people (known as 'attorneys') to make decisions on your behalf.

Approaching Retirement

Approaching retirement

As retirement nears there are big decisions to make, such as what kind of annuity to shop around for.

Equity Release

Equity Release

What is Equity Release and what to consider.

Making a will

Making a Will

Making sure your wishes will be met after you die.


Inheritance Tax

Inheritance Tax (IHT) may be payable on a person's estate (the value of what they leave behind) after they die.
The Financial Conduct Authority does not regulate Inheritance tax planning

Pensions & Retirement

I have pensions that I have been accruing over the years, but I have no planned investment or income strategy - I need financial advice to make sure I can afford to retire and live well.

Manage Investments

Income is a priority. I want to make sure my investments are generating as much as possible. I need my investments and income to keep up with inflation in both the short and long term.

Mortgage Advice

I need some good mortgage advice when considering which mortgage is best for me. I would like someone to explain the various interest rate options that are most likely to suit my needs.

Family Protection

I would like to secure my family's financial future and pass on any of my remaining wealth. I need help with protecting my assets whilst still leaving provision for a comfortable retirement.