Life Stages

Life stages below age 30

Our priorities and goals can change as we go through life, as can our circumstances.

Someone in their twenties and thirties will have different needs to someone approaching retirement.

Making Commitments

You might be at the time in your life where you're getting a place of your own, moving in with friends or partner, getting engaged or married. Now could be a good time to consider budgets and spending plans.

Growing Family

If you have a growing family, it may be important that you take care of dependents and protect what's important. Other considerations may be managing budgets, spending plans and benefits.

Unplanned Events

Nothing in our life is as we expect, we could find ourselves facing an unplanned redundancy or divorce. If you are made redundant you may have a redundancy payment that needs investing or used to start up a business. We can talk to you about those financial decisions.

Approaching Retirement

Considering goals and budgets and reviewing existing assets may be on your mind once you're preparing for retirement. Perhaps you're also considering power of attorney.

In Retirement

Once you're in retirement (or a short while before), you may need to work out how much income you need, check your pension arrangements and review savings and investments. You could also be thinking about passing on your inheritance or looking at your long-term care options.

Why not check out our Life's Stages Useful Links »


Pensions & Retirement

I have pensions that I have been accruing over the years, but I have no planned investment or income strategy - I need financial advice to make sure I can afford to retire and live well.

Manage Investments

Income is a priority. I want to make sure my investments are generating as much as possible. I need my investments and income to keep up with inflation in both the short and long term.

Mortgage Advice

I need some good mortgage advice when considering which mortgage is best for me. I would like someone to explain the various interest rate options that are most likely to suit my needs.

Family Protection

I would like to secure my family's financial future and pass on any of my remaining wealth. I need help with protecting my assets whilst still leaving provision for a comfortable retirement.